Last updated: November 11, 2024
Welcome to SimplyBudget. Please carefully review these Terms of Use before accessing or using our SimplyBudget application, website, or other related services (collectively referred to as "SimplyBudget" or the "Service"). By accessing or using SimplyBudget, you agree to these Terms of Use and our Privacy Policy. If you do not agree with these terms, please refrain from using the Service.
SimplyBudget is a software application designed to help users track and manage their finances through budgeting tools, expense categorization, and financial insights. SimplyBudget is not a bank, financial institution, or credit union and does not provide financial, banking, or investment services. We do not issue credit, accept deposits, or offer loans or any other financial products. SimplyBudget is solely intended to provide tools that assist users in making personal financial decisions. It is not a substitute for financial advice from a licensed advisor.
To use SimplyBudget, you must be at least 13 years old. By accessing or using SimplyBudget, you confirm that you meet this age requirement and that any information you provide is accurate, truthful, and current.
You are responsible for safeguarding your SimplyBudget account credentials. If you suspect any unauthorized use of your account or other security breaches, you agree to notify us immediately. SimplyBudget is not responsible for any losses or damages resulting from your failure to protect your account information.
SimplyBudget values and respects your privacy. We take appropriate steps to protect your personal data, as outlined in our Privacy Policy. SimplyBudget may allow you to link to external financial accounts through third-party services, such as Plaid. All sensitive data, including credit or debit card details, are stored securely on your device or through Plaid's secure servers, which meet industry-standard security protocols. SimplyBudget does not store any card information on its own servers.
SimplyBudget provides budgeting and expense-tracking tools to assist users with personal finance management. Users are solely responsible for any financial decisions or actions taken based on the insights provided by SimplyBudget. SimplyBudget is not liable for any losses or damages arising from financial decisions made by users based on information provided within the app.
You agree to use SimplyBudget only for lawful purposes and to comply with these Terms of Use. You agree not to:
SimplyBudget integrates with third-party services, such as Plaid, to offer users additional functionalities, such as connecting financial accounts. SimplyBudget does not control third-party services and is not responsible for their actions, policies, or data security practices. By using these third-party services, you also agree to abide by their respective terms and policies.
SimplyBudget is designed to assist users with personal financial management and budgeting; it does not provide professional financial, tax, or investment advice. Users are encouraged to consult a qualified financial advisor for guidance tailored to their individual financial needs and circumstances. SimplyBudget is not liable for any reliance placed on the Service as a source of financial or legal advice.
All content, including trademarks, logos, icons, graphics, and other assets associated with SimplyBudget, are intended to be the exclusive property of SimplyBudget Canada or its future licensors. These assets will be protected by applicable intellectual property laws upon registration, and users may not duplicate, modify, or redistribute any part of SimplyBudget without prior written consent.
SimplyBudget reserves the right to terminate or suspend your access to the Service at its sole discretion, with or without notice, for violations of these Terms of Use or any inappropriate or unlawful activity.
SimplyBudget is provided on an "as is" and "as available" basis, without warranties of any kind, express or implied. SimplyBudget makes no representations or warranties regarding the accuracy, reliability, or completeness of any content made available through the Service, nor do we guarantee uninterrupted or error-free functionality. SimplyBudget is not liable for any technical issues, outages, or interruptions that may affect the user experience.
To the fullest extent permitted by law, SimplyBudget, along with its affiliates, employees, agents, and contractors, shall not be liable for any indirect, incidental, consequential, punitive, or special damages, including but not limited to loss of profits, loss of data, or loss of goodwill, arising from or in connection with your use or inability to use the Service, even if we have been advised of the possibility of such damages.
SimplyBudget reserves the right to modify these Terms of Use periodically. When updates are made, the "Effective Date" at the top of the Terms will be revised. Continued use of SimplyBudget after changes are posted signifies your acceptance of the updated Terms of Use.
If you have any questions, comments, or concerns regarding these Terms of Use, please reach out to SimplyBudget support at simplybudgetapp@gmail.com.
Last updated: November 11, 2024
Welcome to SimplyBudget! At SimplyBudget, we are committed to protecting your privacy and handling your personal information with care. This Privacy Policy explains how we collect, use, and protect your information when you use SimplyBudget (the "Service"). By using SimplyBudget, you agree to the terms outlined in this Privacy Policy. If you do not agree, please discontinue use of the Service.
SimplyBudget collects limited personal information to provide you with a personalized budgeting experience. Specifically, we may collect:
SimplyBudget does not collect or store sensitive financial information, such as bank account numbers or transaction details. Plaid securely handles all financial data, including account connections and transaction details, on its secure platform. SimplyBudget cannot directly access or store your financial data. For more information on how Plaid handles your financial information, please review Plaid's Privacy Policy.
SimplyBudget uses your information to:
SimplyBudget does not sell, rent, or share your personal information with third parties for marketing purposes.
We take data security seriously and implement reasonable administrative, technical, and physical measures to protect the information we collect. While no digital security measure can be guaranteed as 100% secure, we strive to maintain high standards of security to protect your data from unauthorized access or misuse.
SimplyBudget uses Plaid to allow you to connect and view external financial accounts within the app. Plaid securely handles all sensitive financial data, and SimplyBudget only interacts with the information necessary to support its features. SimplyBudget does not store any bank or financial account information on its servers, and Plaid is solely responsible for the security and management of this data.
SimplyBudget is intended for users who are 13 years of age or older. We do not knowingly collect or store information from children under the age of 13. If we become aware that we have inadvertently collected information from a child under 13, we will take immediate steps to delete the information from our records. If you are a parent or guardian and believe your child under 13 has provided us with personal information, please contact us at simplybudgetapp@gmail.com.
SimplyBudget reserves the right to modify this Privacy Policy periodically. When updates are made, we will revise the "Effective Date" at the top of this policy. Continued use of SimplyBudget after changes are posted signifies your acceptance of the updated Privacy Policy.
If you have any questions, concerns, or requests regarding your personal information or this Privacy Policy, please contact us at simplybudgetapp@gmail.com. Thank you for trusting SimplyBudget with your budgeting needs. We are committed to maintaining your privacy and security.